Will you Outlive your Portfolio?
Budgeting for Retirement is Easy, but it’s only a Budget One of the greatest fears retirees face is running out of money. For many, the thought of dying broke is more frightening than death itself. I am often reminded of... Read More →
2017 All-Weather Portfolio
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Date01 Apr 2017
/Comment0
/CategoriesBear Market, Cash Flow, Dividends, ETFs, Investing, Palos Verdes, Peninsula People Articles, Risk, Volatility
According to City-Data.com, the most recent reported average household income in zip code 90274 was $188,000. 57% of the tax filers showed dividend income which would indicate stock ownership. For zip code 90275, the average household income was $117,000 with... Read More →
Defensive-Minded Investing
Invest with a similar mindset to that of a strong amateur tennis player – defensively. Defensive-minded investing is an approach that focuses on risk first and return is secondary. By risk, I am referring to the possibility of loss of... Read More →
Strategies for Safe Portfolio Withdrawals in Retirement
Low bond yields and high stock valuations leave many retirees at risk of running out of money According to a recent poll conducted by AARP, the majority of Americans are more fearful of running out of money than dying –... Read More →
2015 Market Outlook – Recognize & Control Risk
If we define market risk as the uncertainty of future outcomes, we can also agree that risk can be defined as the possibility of loss, perhaps permanent loss. Recognizing risk begins with an understanding of value and knowing when an... Read More →
Reduce Risk – Mid-Year Market Outlook
As we approach the mid-year point in 2014, valuation concerns from two of the finest market observers have gone largely ignored. Indeed, economist Robert Shiller of Yale University and institutional money manager, Jeremy Grantham of GMO Inc. (two professionals with... Read More →
2014 Investment Outlook – Cautious
Stocks moved up smartly in 2013, rising more than 20% on most major stock indices. This gain was on top of an already strong period seen from 2009 through 2012. The stock market, as reflected in the S&P 500 (broad-based... Read More →
California Top 5 Stocks – 2014
Last year at this time I was very constructive on the market, and this year, somewhat the opposite. Stocks have run up enormously in the past five years or so, and, 2013 was another banner year. Most indices last year... Read More →
2013 Mid-Year Investment Outlook
The first half of 2013 has treated stock investors well, particularly those who have kept their money at home in domestic holdings. Indeed, U.S. stocks returned approximately 13 percent during the first half of the year while the rest of... Read More →
California Top 5 Stocks – 2013
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Date01 Jan 2013
/Comment0
/CategoriesBonds, California Top 5, Dividends, Investing, Peninsula People Articles, Real Estate, Stock Picks
Last year at this time I was constructive on the market, despite many headwinds and the ongoing turmoil in Europe. Valuations and dividends were fairly attractive and they still are. Despite the volatility, the market ended 2012, having posted yet... Read More →